Colourfield is South Africa’s first dedicated “liability driven” investment management business. Liability driven investing is an asset management strategy dedicated to considering both sides of an investor’s (or member’s) balance sheet (i.e. both assets and liabilities) and monitoring how the assets perform relative to the investor’s (or member’s) unique liability-based benchmark. Established in 2010, Colourfield is largest South African team of investment actuaries focused on liability-centric investing in Southern Africa. The team qualifications include six qualified actuaries, three CFA Charter Holders, two CAIA Charter Holders, a PhD in Finance, a CERA, an MBA from the University of Chicago Booth School of Business and an MSc in Actuarial Science). Colourfield’s people are recognised as experts in industry and specifically in the area of bond management, defined benefit and defined contribution investment strategies, asset liability modelling and actuarial valuations.
The Lettuce Portfolio Manager is an app that enables self-directed investors to track all of their investments in one place, from equities to funds, digital assets, and anything else. The founders of Lettuce have deep experience in working with financial technologies, having led development on core banking systems, cryptocurrency exchange platforms, personal financial management apps, and architecting systems for South Africa’s tax authority.
Flow is an independent organisation not solely aligned to any insurer, balance sheet, or bank. As a result, we are not beholden to any one product or advice framework. In fact, our clients utilise the investment consulting and actuarial services of many of the largest investment consulting and actuarial advisory firms in South Africa.
ISAE 3402 Accreditation
ISAE 3402 is an international assurance standard that audits the controls of an organization. During 2018, an ISAE3402 level I audit was conducted by PWC, where Colourfield’s entire operational process was rigorously tested. We have recently undergone an ISAE3402 Level II audit and received an unqualified report. There are very few investment firms that hold such an accreditation and given the size of our business, reflects our ongoing commitment to have the highest levels of controls and governance in place.